{"id":14868,"date":"2025-08-22T11:28:42","date_gmt":"2025-08-22T09:28:42","guid":{"rendered":"https:\/\/www.habitatinsulae.es\/?p=14868"},"modified":"2025-09-10T11:38:59","modified_gmt":"2025-09-10T09:38:59","slug":"espana-donde-las-casas-se-venden-como-oro-y-vivir-en-ellas-es-un-lujo-inalcanzable","status":"publish","type":"post","link":"https:\/\/www.habitatinsulae.es\/ca\/espana-donde-las-casas-se-venden-como-oro-y-vivir-en-ellas-es-un-lujo-inalcanzable\/","title":{"rendered":"Espa\u00f1a, donde las casas se venden como oro y vivir en ellas es un lujo inalcanzable"},"content":{"rendered":"
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El mercado inmobiliario espa\u00f1ol es un espect\u00e1culo de luces y sombras. Este 2025 hemos roto r\u00e9cords de compraventas y precios, y, sin embargo, el acceso a una vivienda digna sigue siendo una carrera cuesta arriba para millones de ciudadanos. J\u00f3venes, familias de renta media e incluso hogares que antes viv\u00edan con holgura hoy se ven atrapados en un sistema que prioriza la especulaci\u00f3n antes que el derecho a un techo.En los primeros seis meses del a\u00f1o, se cerraron 357.533 operaciones<\/strong>, la cifra m\u00e1s alta en 18 a\u00f1os. El precio medio del metro cuadrado se ha disparado hasta los 3.151 euros<\/strong>, un 12,2% m\u00e1s que en 2024. La vieja recomendaci\u00f3n de no dedicar m\u00e1s del 30% de los ingresos a la vivienda es ya una iron\u00eda dolorosa.<\/p>\n

La realidad es que, aunque los tipos de inter\u00e9s han bajado y los salarios han crecido t\u00edmidamente, la accesibilidad apenas ha mejorado un 0,3%<\/strong>, seg\u00fan el Banco de Espa\u00f1a. Y la emancipaci\u00f3n juvenil \u2014esa prueba del algod\u00f3n de cualquier pol\u00edtica de vivienda\u2014 se hunde hasta el 15,2%<\/strong>, m\u00ednimo hist\u00f3rico.<\/p>\n

Mientras tanto, el pa\u00eds convive con 3,8 millones de viviendas vac\u00edas<\/strong>. Casas cerradas, barrios a medio latir y un parque inmobiliario desaprovechado. En este contexto, surgen nuevos actores que intentan cambiar las reglas. El Fondo de Inversi\u00f3n Genivs<\/strong>, especializado en inversiones de impacto, se presenta como una de las propuestas m\u00e1s ambiciosas: movilizar capital privado para desarrollar y rehabilitar vivienda asequible, en colaboraci\u00f3n con administraciones p\u00fablicas, y ofrecer inmuebles de calidad a familias y j\u00f3venes que hoy quedan fuera del sistema. Su modelo no solo busca rentabilidad, sino tambi\u00e9n resolver una emergencia social que amenaza con cronificarse.<\/p>\n

Los expertos lo repiten: hay que aumentar la oferta, agilizar licencias, eliminar trabas y ofrecer incentivos reales para el alquiler asequible. La Ley del Suelo<\/strong> puede ser una palanca para acelerar la construcci\u00f3n, pero sin una estrategia coordinada entre sector privado, administraciones y modelos innovadores como el build-to-rent<\/em> o el coliving<\/em>, el problema seguir\u00e1 creciendo.<\/p>\n

La Ley de Vivienda de 2023<\/strong> apenas ha contenido los precios y, en algunos casos, ha reducido la oferta. Las pol\u00edticas parciales se quedan cortas frente a un mercado que se mueve a toda velocidad. Si no ponemos el acceso a la vivienda por delante de la especulaci\u00f3n, Espa\u00f1a seguir\u00e1 siendo ese pa\u00eds donde las casas cambian de manos como si fueran lingotes, mientras quienes necesitan vivir en ellas miran desde fuera.<\/p>\n

No se trata de m\u00e1s diagn\u00f3sticos, sino de acci\u00f3n. De convertir en realidad la idea de que la vivienda es un derecho. Y ah\u00ed, la colaboraci\u00f3n p\u00fablico-privada con propuestas como la de Genivs puede marcar la diferencia. Porque el futuro de la vivienda en Espa\u00f1a no deber\u00eda medirse solo en operaciones cerradas, sino en llaves entregadas.<\/p>\n<\/article>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

R\u00e9cord en ventas, precios disparados y millones de viviendas vac\u00edas. El mercado inmobiliario espa\u00f1ol necesita cambios profundos y actores que aporten soluciones reales, como Genivs<\/p>","protected":false},"author":1,"featured_media":14865,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[3],"tags":[163,166,164,150,165,145],"class_list":["post-14868","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-vivienda","tag-economia","tag-genivs","tag-mercado-inmobiliario","tag-politica","tag-sociedad","tag-vivienda","post_format-post-format-image"],"aioseo_notices":[],"_wp_attached_file":null,"_wp_attachment_metadata":null,"cmsmasters_profile_title":null,"cmsmasters_profile_details_title":null,"cmsmasters_profile_social":null,"cmsmasters_profile_features":null,"cmsmasters_profile_features_one":null,"cmsmasters_profile_features_two":null,"cmsmasters_profile_features_three":null,"cmsmasters_profile_sharing_box":null,"cmsmasters_profile_read_more":null,"cmsmasters_profile_subtitle":null,"cmsmasters_profile_featured_image":null,"cmsmasters_project_columns":null,"cmsmasters_project_video_type":null,"cmsmasters_project_video_links":null,"cmsmasters_project_title":null,"cmsmasters_project_size":null,"cmsmasters_project_details_title":null,"cmsmasters_project_features":null,"cmsmasters_project_link_text":null,"cmsmasters_project_link_redirect":null,"cmsmasters_project_link_target":null,"cmsmasters_project_features_one":null,"cmsmasters_project_features_two":null,"cmsmasters_project_features_three":null,"cmsmasters_project_sharing_box":null,"cmsmasters_project_author_box":null,"cmsmasters_project_more_posts":null,"cmsmasters_project_project_options":null,"cmsmasters_project_read_more":null,"cmsmasters_project_images":null,"cmsmasters_project_image_show":null,"_oembed_b1ccef4f7d7ec9ee9f363a917754e485":null,"_oembed_time_b1ccef4f7d7ec9ee9f363a917754e485":null,"_oembed_94f7d3c89c139230786a25858f781fe7":null,"_oembed_time_94f7d3c89c139230786a25858f781fe7":null,"_oembed_0902e555d5b62bccd72f45d83d98b16e":null,"_oembed_time_0902e555d5b62bccd72f45d83d98b16e":null,"cmsmasters_project_puzzle_image":null,"_wp_attachment_context":null,"_eael_custom_js":null,"_menu_item_type":null,"_menu_item_menu_item_parent":null,"_menu_item_object_id":null,"_menu_item_object":null,"_menu_item_target":null,"_menu_item_classes":null,"_menu_item_xfn":null,"_menu_item_url":null,"_wp_page_template":null,"_wpb_vc_js_interface_version":null,"vc_teaser":null,"_post_restored_from":null,"pressroom_review_average":null,"before_widget":null,"after_widget":null,"before_title":null,"after_title":null,"hidden":null,"_wp_attachment_image_alt":null,"rank_math_primary_category":null,"rank_math_seo_score":null,"rank_math_contentai_score":null,"rank_math_title":null,"rank_math_schema_article":null,"rank_math_shortcode_schema_s-687fa54b292b3":null,"rank_math_description":null,"rank_math_focus_keyword":null,"om_disable_all_campaigns":null,"original-file":null,"smush-complete":null,"smush-info":null,"smush-stats":null,"_monsterinsights_sitenote_active":null,"_yoast_wpseo_primary_category":null,"_yoast_wpseo_content_score":null,"_yoast_wpseo_estimated-reading-time-minutes":null,"_yoast_wpseo_metadesc":null,"_cmplz_scanned_post":null,"_aioseop_title":null,"_aioseop_description":null,"_aioseop_keywords":null,"_wpb_post_custom_seo_settings":null,"_wpb_post_custom_css":null,"enclosure":null,"_oembed_917c769c7dbf5d57ddaf9c4330ca4b4f":null,"_elementor_edit_mode":null,"_elementor_template_type":null,"cmsmasters_shortcodes_custom_css":null,"cmsmasters_post_image_show":null,"cmsmasters_post_image_link":null,"cmsmasters_post_images":null,"cmsmasters_post_video_type":null,"cmsmasters_post_video_link":null,"cmsmasters_post_video_links":null,"cmsmasters_post_audio_links":null,"cmsmasters_post_title":null,"cmsmasters_post_sharing_box":null,"cmsmasters_post_author_box":null,"cmsmasters_post_more_posts":null,"cmsmasters_post_read_more":null,"cmsmasters_page_scheme":null,"cmsmasters_layout":null,"cmsmasters_sidebar_id":null,"cmsmasters_bottom_sidebar":null,"cmsmasters_bottom_sidebar_id":null,"cmsmasters_bottom_sidebar_layout":null,"cmsmasters_bg_default":null,"cmsmasters_bg_col":null,"cmsmasters_bg_img_enable":null,"cmsmasters_bg_img":null,"cmsmasters_bg_rep":null,"cmsmasters_bg_pos":null,"cmsmasters_bg_att":null,"cmsmasters_bg_size":null,"cmsmasters_heading":null,"cmsmasters_heading_title":null,"cmsmasters_heading_subtitle":null,"cmsmasters_heading_icon":null,"cmsmasters_heading_alignment":null,"cmsmasters_heading_scheme":null,"cmsmasters_heading_bg_img_enable":null,"cmsmasters_heading_bg_img":null,"cmsmasters_heading_bg_rep":null,"cmsmasters_heading_bg_att":null,"cmsmasters_heading_bg_size":null,"cmsmasters_heading_bg_color":null,"cmsmasters_heading_height":null,"cmsmasters_breadcrumbs":null,"cmsmasters_composer_show":null,"cmsmasters_gutenberg_show":null,"cmsmasters_composer_fullscreen":null,"slide_template":null,"_wp_old_slug":"zmienic-4","cmsmasters_likes":null,"_thumbnail_id":"14865","_elementor_version":null,"_elementor_pro_version":null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